Auto Finance Market Pulse
Fed Funds Rate
3.75%
0.12% vs prior month
2-Yr Treasury Yield
4.69%
0.08% vs prior week
New Auto APR — Finance Co. (Wtd. Avg)
6.31%
0.15% vs prior quarter
New Auto APR — Banks (48-Mo)
7.47%
0.00% vs prior quarter
Calculators
Loan, lease, dealer tools & more
Market Data
Rate Trackers
2-yr Treasury
4.69%
Fed Funds 3.75% · auto APRs
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Cost of Funds
Prime senior spread
+45 bp
Oct 2026 · spreads by tier
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Securitizations
Auto ABS deals 2026
108
$105.6B issued · classes & coupons
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Credit Performance
Subprime 60+ delinquency
4.94%
Sep 2026 · by issuer & tier
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OCT 27 · AUCTIONS & REMARKETING
Manheim Index Climbs 0.7% in Early October as Wholesale Inventory Shrinks
The Manheim Used Vehicle Value Index reached 207.4 through mid-October, up 0.7% from September, driven by tighter supply rather than stronger buyer demand.
Articles
View All →U.S. and Canada Race to Cut Steel and Auto Tariffs Before November 3 Midterms
Consumer Portfolio Services More Than Doubled Loan Purchases to $815 Million in Q3, Backed by New $768 Million ABS Deal
America's Car-Mart in Sale Talks, with Chapter 11 or Shareholder Vote Both on the Table
The Used-to-New Dealer Path Has Long Been Open — Now Byrider Is Courting the Other Way
U.S.-Mexico Tariff Talks Stall on Autos and Metals, Prolonging Cost Pressure for Dealers
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Industry News
Aggregated from across dealers, lenders, auctions, and the ABS market — not written by AutoFinance Pulse.